What's New
Every ship, bug fix, and security update — in public. Follow along as Moneytrak grows.
v2.0 · Cloud Sync & Smart UX
24 April 2026
Latest
✨ New
- Zero-knowledge cloud sync: Sign in from any device (phone, laptop, tablet) with just email + master password. Vault decrypts locally.
- Install as an app (PWA): Add Moneytrak to your phone or desktop home screen. Works like a native app, no store needed.
- Smart Moneytrak logo: Clicking the brand from any page takes logged-in users straight to dashboard, and logged-out users back to marketing home.
- Tax Calculator gated inside app: FY 2026-27 Indian tax calculator now lives securely behind your sign-in.
- Blogs & Financial Wisdom: Educational articles on emergency funds, health insurance, and term insurance — written for Indian investors.
- Fair Usage Policy: New legal page outlines reasonable-use thresholds for the free plan.
- Interactive 404 & maintenance pages: Found a broken link? Get a financial tip of the day while you find your way back.
🐞 Fixes
- Fixed sign-up form alignment issues across mobile and desktop breakpoints.
- Pricing link now points to the unified section on the home page (no more duplicate pages).
- Session persistence on navigation — logged-in users stay logged in across pages within the same tab.
- Required fields now marked with a red * consistently.
- Every calculator now shows a short "what does this do?" description.
🔒 Security
- Upgraded PBKDF2 iterations to 250,000 rounds (SHA-256).
- Per-tab session keystore uses exportable JWK — vault stays decrypted only in your browser memory.
- Tax calculator URL is now auth-guarded; direct links redirect to sign-in if you're not authenticated.
v1.5 · Budget 2026 & Calculator Suite
18 April 2026
Feature
✨ New
- Budget 2026 tax slabs: New regime tax calculator updated for FY 2026-27 (AY 2027-28). Rebate u/s 87A up to ₹12L. Standard deduction ₹75,000.
- 14 calculators: SIP, Lumpsum, SWP, EMI, FD, RD, PPF, NPS, Retirement, Goal Planner, Inflation, HRA, Loan Prepay, Credit-Card Payoff.
- TOTP 2FA: Enable Google Authenticator for your sign-in. Backup codes generated on activation.
- Net Worth tracker: Assets − Liabilities, auto-summed and time-series charted.
v1.0 · Launch
1 April 2026
Initial
✨ What launched
- Cloud-encrypted vault with AES-256-GCM + PBKDF2 key derivation.
- Transactions, Goals, Budgets, Categories — with monthly summaries.
- Pricing in INR with 30-day money-back guarantee.
- Data residency in India (India).
- DPDP 2023 compliant privacy policy.
🐛 Found a bug or want to suggest a feature? Email support@moneytrak.in — we read every message.
