Important Disclaimer

Last reviewed 18 April 2026

⚠ Moneytrak is NOT a SEBI-registered Investment Adviser (IA), Research Analyst (RA), Broker, Distributor, or any kind of financial intermediary.

The tools, calculators, charts, insights, and projections offered by moneytrak.in are for personal tracking and educational purposes only. Nothing in this application constitutes investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any security, mutual fund, insurance product, or other financial instrument.

Always consult a qualified, SEBI-registered investment adviser, a Chartered Accountant, or other appropriate professional before making any financial decision.

1. Not investment advice

All outputs from Moneytrak's calculators (SIP, SWP, EMI, FD, RD, PPF, NPS, retirement, tax, etc.) are based on assumptions you enter and standard mathematical formulas. They do not account for your individual risk profile, investment horizon, tax bracket, liquidity needs, or other personal circumstances that a qualified adviser would consider.

2. Past performance is not indicative of future results

Any historical data, market trends, or projections shown in the Service are illustrative. Markets fluctuate; returns are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

3. Tax calculations

Our tax calculator uses the slabs confirmed in Budget 2026 for FY 2026-27 (AY 2027-28) — effective 1 April 2026 — along with the new Income-tax Act, 2025 and general deduction rules. It does not account for every personal situation (capital gains, AMT/MAT, relief u/s 89, foreign assets, etc.). For filing your ITR, please consult a Chartered Accountant.

4. No guarantee of accuracy

While we strive for correctness, we make no warranty that the Service is free of errors or that the outputs will match official statements from banks, brokers, AMCs, or the Income Tax Department. Use at your own discretion. If you spot an error, please report it to support@moneytrak.in.

5. No fiduciary relationship

Use of the Service does not create a fiduciary, advisory, or agency relationship between you and Moneytrak.

6. Third-party data

Any market data (NSE / BSE prices, AMFI NAVs, gold rates) shown in the app is sourced from public data providers. We are not liable for delays, inaccuracies, or interruptions in third-party data feeds.

7. Limitation of liability

Moneytrak, its directors, employees, and partners are not liable for any investment losses, tax liabilities, penalties, or other damages you may incur from decisions based on tools or content within the Service. All financial decisions are yours alone.

8. Regulatory clarification

Moneytrak operates as a software product. We do not hold client funds, do not execute trades, do not hold securities on your behalf, and do not distribute financial products. Our relationship with you is strictly that of a software vendor.

9. Questions

For any clarifications on this disclaimer, contact support@moneytrak.in.